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Xero Payroll vs Kashflow Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Xero Payroll and Kashflow Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Xero Payroll and Kashflow Payroll across nearly 50 different data points to help you make find the right one.

 

Xero Payroll vs Kashflow Payroll Reviews

Xero PayrollKashflow Payroll
Trustpilot Rating4.31.3
Number of Trustpilot Reviews5747123
iPhone App Rating4.70
Number of iPhone App Reviews263000
Android App Rating4.30
Number of Android App Reviews74100

Xero Payroll vs Kashflow Payroll Pricing

Xero PayrollKashflow Payroll
Free TrialYesYes
Free Trial Length1 monthn/a
Cheapest Plan NameEarlyKashFlow Payroll Core
Cheapest Plan Cost Per Month$9.25$n/a
Mid Priced Plan NameGrowingn/a
Mid Priced Plan Cost Per Month$9.25$n/a
Top Plan NameEstablishedKashFlow Payroll Plus Accounting
Top Plan Cost Per Month$17.5$35.92

Xero Payroll vs Kashflow Payroll Features

FeaturesXero PayrollKashflow Payroll
Target Business SizeSmall businessSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✘✘
Live Customer Support✔✘
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✘
Employee Access To Platform✔✔
Direct Deposit✔✘
Expense Reimbursement✔✘
Time Off Accrual✔✘
Pre-Tax Deductions✔✘
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✔✘
Check Delivery✘✘
API✔✘

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

Kashflow Payroll KashFlow Payroll Core Features

  • £1.35 per additional employee
  • Automatic Enrolment add-on available (£1.20 per employee, min. £16.21 for 5 employees)
  • Unlimited functionality
  • Weekly or monthly payslips
  • Calculates Tax & NI for you
  • Free ESS
  • First company free – £2 per additional company
  • Track staff holiday entitlement and pay Holiday Pay

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

Kashflow Payroll KashFlow Payroll Plus Accounting Features

  • £1.35 per additional employee
  • Automatic Enrolment add-on available (£1.20 per employee min. £16.21 for 5 employees)
  • Unlimited functionality
  • Weekly or monthly payslips
  • Calculates Tax & NI for you
  • Free ESS
  • First company free – £2 per additional company
  • Track staff holiday entitlement and pay Holiday Pay
  • All the benefits of KashFlow Accounting Software

Xero Payroll vs Kashflow Payroll Pro & Cons

Xero PayrollKashflow Payroll
Pros
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
  • User Friendly
  • User Interface
  • Cloud Based
  • Meets Business Needs
Cons
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement
  • Room for Improvement
  • Difficult to Customize
  • Expensive
  • Missing Features

Other Payroll Software Comparisons

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  • Wrapbook vs Dayforce
  • greytHR vs Wagepoint
  • ThePayStubs vs Wrapbook
  • Toast vs Kashflow Payroll
  • Everee Payroll vs Toast
  • Zenefits vs BambooHR
  • ADP vs Microkeeper
  • Roll by ADP vs BambooHR
  • SurePayroll vs Superworks

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