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OnPay vs Wave: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both OnPay and Wave are leading payroll software solutions, but which one is better for you and your business?

Below we compare OnPay and Wave across nearly 50 different data points to help you make find the right one.

 

OnPay vs Wave Reviews

OnPayWave
Trustpilot Rating4.11.6
Number of Trustpilot Reviews220126
iPhone App Rating1.84.5
Number of iPhone App Reviews265700
Android App Ratingnot available3.7
Number of Android App Reviewsnot available22900

OnPay vs Wave Pricing

OnPayWave
Free TrialYesYes
Free Trial Length1 month1 month
Cheapest Plan Namen/aSelf service states
Cheapest Plan Cost Per Month$n/a$n/a
Mid Priced Plan Namen/an/a
Mid Priced Plan Cost Per Month$n/a$n/a
Top Plan Namen/aTax service states
Top Plan Cost Per Month$n/a$40

OnPay vs Wave Features

FeaturesOnPayWave
Target Business SizeMid size businessSmall business
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✔
E-sign I-9 & W-4✔✘
Live Customer Support✔✔
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✘✔
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✘✘
Check Printing✔✔
Check Delivery✔✘
API✘✘

OnPay n/a Features

  • Unlimited monthly pay runs
  • Automated tax payments and filings
  • Free W-2 and 1099 processing
  • HR tools and software integrations
  • Expert support whenever you need it

Wave Self service states Features

  • Wave makes filing your own payroll taxes easy
  • 36 states are self-serve, which means you’ll have to pay and file the paperwork yourself. Wave makes it easy by showing you what information and how much money you’ll need per payroll.

OnPay n/a Features

n/a

Wave Tax service states Features

  • Wave handles your payroll taxes
  • 14 states include tax services with the option to automatically transfer tax payments and file the paperwork with your state tax office and the IRS (this excludes 1099 Filings).

OnPay vs Wave Pro & Cons

OnPayWave
Pros
  • Customer Service
  • User Interface
  • User Friendly
  • Pricing
  • Saves Time
  • User-Friendly Interface
  • Accurate Payroll Calculation
  • Free Service
Cons
  • Not User Friendly
  • Need Improvements
  • Slow
  • Customer Service
  • Room for Improvement
  • Slow Performance
  • Poor Customer Service
  • Limited Payroll Features

Other Payroll Software Comparisons

  • Paychex vs Zelt
  • isolved vs Hourly
  • Papaya Global vs Inova Payroll
  • OnPay vs PrimePay
  • Multiplier vs Square Payroll
  • Online Paystub Generator vs Namely
  • OnPay vs Greenshades
  • PDS Vista Payroll vs Netchex
  • OnPay vs Ready Pay by HR3
  • HRONE vs TriNet

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