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Justworks vs Xero Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Justworks and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Justworks and Xero Payroll across nearly 50 different data points to help you make find the right one.

 

Justworks vs Xero Payroll Reviews

JustworksXero Payroll
Trustpilot Rating4.34.3
Number of Trustpilot Reviews135747
iPhone App Rating4.34.7
Number of iPhone App Reviews13226300
Android App Rating4.14.3
Number of Android App Reviews387410

Justworks vs Xero Payroll Pricing

JustworksXero Payroll
Free Trialn/aYes
Free Trial Lengthn/a1 month
Cheapest Plan NameBasicEarly
Cheapest Plan Cost Per Month$n/a$9.25
Mid Priced Plan Namen/aGrowing
Mid Priced Plan Cost Per Month$n/a$9.25
Top Plan NamePlusEstablished
Top Plan Cost Per Month$99$17.5

Justworks vs Xero Payroll Features

FeaturesJustworksXero Payroll
Target Business SizeMid size businessSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✔✔
E-sign I-9 & W-4✔✘
Live Customer Support✔✔
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✔✔
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✘✘
Check Printing✘✔
Check Delivery✘✘
API✘✔

Justworks Basic Features

  • Payroll for Salaried & Hourly Employees
  • Off-Cycle Payments
  • Vendor & Contractor Payments
  • Employer Payroll Tax Fillings
  • W-2 & 1099 Filings
  • Unemployment Insurance Filings
  • Employment Practices Liability Insurance
  • 24/7 Support
  • HR Consulting
  • Harassment Prevention & Inclusion Trainings
  • Online Employee Onboarding
  • PTO Management
  • Calendar, Doc Center, Directory
  • Accounting Software Integrations
  • Reporting
  • Commuter Benefits
  • Plan Setup
  • Mobile App for Employees
  • Expense Management Tool
  • Workers’ Comp (required)
  • Life & Disability Insurance
  • Health & Wellness Perks
  • Fitness Memberships
  • 401(k)
  • International Contractor Payments

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

Justworks Plus Features

  • COBRA Administration
  • Health Advocacy Services
  • One Medical (where available)
  • Medical Insurance
  • Dental & Vision Insurance
  • HSA / FSA Accounts
  • Payroll for Salaried & Hourly Employees
  • Off-Cycle Payments
  • Vendor & Contractor Payments
  • Employer Payroll Tax Fillings
  • W-2 & 1099 Filings
  • Unemployment Insurance Filings
  • Employment Practices Liability Insurance
  • 24/7 Support
  • HR Consulting
  • Harassment Prevention & Inclusion Trainings
  • Online Employee Onboarding
  • PTO Management
  • Calendar, Doc Center, Directory
  • Accounting Software Integrations
  • Reporting
  • Commuter Benefits
  • Plan Setup
  • Mobile App for Employees
  • Expense Management Tool
  • Workers’ Comp (required)
  • Life & Disability Insurance
  • Health & Wellness Perks
  • Fitness Memberships
  • 401(k)
  • International Contractor Payments

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

Justworks vs Xero Payroll Pro & Cons

JustworksXero Payroll
Pros
  • Customer Service
  • User Interface
  • Ideal for Small Businesses
  • User Friendly
  • Pricing
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
Cons
  • Need Improvements
  • Expensive
  • Integration Issues
  • Not User Friendly
  • Adjustment Issues
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement

Other Payroll Software Comparisons

  • SumoPayroll vs PDS Vista Payroll
  • Aruti vs Toast
  • Square Payroll vs TriNet
  • Gusto vs Paypro
  • Paychex vs Wrapbook
  • Fingercheck vs Workday
  • Online Paystub Generator vs Xero Payroll
  • Darwinbox vs Dayforce
  • Aruti vs Paypro
  • Paychex vs WorkZoom

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