Both Gusto and Square Payroll are leading payroll software solutions, but which one is better for you and your business?
Below we compare Gusto and Square Payroll across nearly 50 different data points to help you make find the right one.
Gusto vs Square Payroll Reviews
 |  |
| Gusto | Square Payroll | ||
| Trustpilot Rating | 3.4 | 4.2 | |
| Number of Trustpilot Reviews | 1927 | 4049 | |
| iPhone App Rating | 4.8 | 4.8 | |
| Number of iPhone App Reviews | 11600 | 5 | |
| Android App Rating | 4.3 | 3.8 | |
| Number of Android App Reviews | 5010 | 2660 |
Gusto vs Square Payroll Pricing
 |  |
| Gusto | Square Payroll | |
| Free Trial | n/a | n/a |
| Free Trial Length | n/a | n/a |
| Cheapest Plan Name | Simple | Pay Contractors Only |
| Cheapest Plan Cost Per Month | $80 | $n/a |
| Mid Priced Plan Name | Plus | n/a |
| Mid Priced Plan Cost Per Month | $80 | $n/a |
| Top Plan Name | Premium | Pay Employees & Contractors |
| Top Plan Cost Per Month | $By request | $41 |
Gusto vs Square Payroll Features
 |  |
| Features | Gusto | Square Payroll |
| Target Business Size | Mid size business | Small business |
| Unlimited Payrolls | ✔ | ✔ |
| Automated Tax Filing & Payments | ✔ | ✔ |
| E-sign I-9 & W-4 | ✔ | ✘ |
| Live Customer Support | ✘ | ✔ |
| Third-Party Integrations | ✔ | ✔ |
| Ability To Manage Employee Benefits | ✔ | ✔ |
| Employee Access To Platform | ✔ | ✔ |
| Direct Deposit | ✔ | ✔ |
| Expense Reimbursement | ✔ | ✘ |
| Time Off Accrual | ✔ | ✔ |
| Pre-Tax Deductions | ✔ | ✔ |
| Wage Garnishment | ✔ | ✔ |
| Background Checks | ✘ | ✘ |
| Check Printing | ✔ | ✔ |
| Check Delivery | ✔ | ✔ |
| API | ✘ | ✔ |
Gusto Simple Features
- Full-service single-state payroll including W-2s and 1099s
- Full support
- Employee profiles and self-service
- Basic hiring and onboarding tools
- Gusto-brokered health insurance administration
- Employee financial benefits
- Payroll and time-off reports
- Custom admin permissions
- Integrations for accounting, time tracking, expense management, and more
Square Payroll Pay Contractors Only Features
- We mail all 1099-NEC forms
- M–F 6 a.m. to 6 p.m. PT support
- Pay by check, direct deposit, or Cash App
- Free seasonal inactivity
- All features included, with no hidden fees
- No commitment, cancel anytime
Gusto Premium Features
- Dedicated Customer Success Manager
- HR Resource Center
- Compliance alerts
- Access to certified HR experts
- Full-service payroll migration and account setup
- Health insurance broker integration
- R&D tax credit discount
- Waived fees and exclusive pricing
- Priority support
- Time Kiosk
Square Payroll Pay Employees & Contractors Features
- No additional fees
- Full-service payroll
- Payroll for employees and contractors
- Automatic payroll tax calculations
- All tax filings and payments
- Multistate payroll
- Live support for account setup
- Timecards and employee app
- Track and import tips and commissions
- We mail W-2s and 1099-NEC forms
- Pay by check, direct deposit, or Cash App
- M–F 6 a.m. to 6 p.m. PT support
- No commitment, cancel anytime
- Unlimited pay runs per month
- Free seasonal inactivity
Gusto vs Square Payroll Pro & Cons
| Gusto | Square Payroll | |
| Pros |
|
|
| Cons |
|
|