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Gusto vs Razorpay: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Gusto and Razorpay are leading payroll software solutions, but which one is better for you and your business?

Below we compare Gusto and Razorpay across nearly 50 different data points to help you make find the right one.

 

Gusto vs Razorpay Reviews

GustoRazorpay
Trustpilot Rating3.42.1
Number of Trustpilot Reviews1927322
iPhone App Rating4.84
Number of iPhone App Reviews1160012
Android App Rating4.30
Number of Android App Reviews50100

Gusto vs Razorpay Pricing

GustoRazorpay
Free Trialn/aYes
Free Trial Lengthn/an/a
Cheapest Plan NameSimpleFree Plan
Cheapest Plan Cost Per Month$80$n/a
Mid Priced Plan NamePlusn/a
Mid Priced Plan Cost Per Month$80$n/a
Top Plan NamePremiumPro Plan
Top Plan Cost Per Month$By request$36.02

Gusto vs Razorpay Features

FeaturesGustoRazorpay
Target Business SizeMid size businessMid size business
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✔✘
Live Customer Support✘✘
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✘
Employee Access To Platform✔✔
Direct Deposit✔✘
Expense Reimbursement✔✔
Time Off Accrual✔✘
Pre-Tax Deductions✔✘
Wage Garnishment✔✘
Background Checks✘✔
Check Printing✔✘
Check Delivery✔✘
API✘✔

Gusto Simple Features

  • Full-service single-state payroll including W-2s and 1099s
  • Full support
  • Employee profiles and self-service
  • Basic hiring and onboarding tools
  • Gusto-brokered health insurance administration
  • Employee financial benefits
  • Payroll and time-off reports
  • Custom admin permissions
  • Integrations for accounting, time tracking, expense management, and more

Razorpay Free Plan Features

  • Payroll Calculation
  • Payslip Generation
  • Direct Salary Payment
  • One-Time Adjustments
  • Salary Advance
  • Salary Register
  • Expense Management/Reimbursements
  • Contractor Payments
  • Compliance Calculation (PF, PT, TDS, ESI)
  • Custom Salary Structures
  • Email Notifications
  • Email Support

Gusto Premium Features

  • Dedicated Customer Success Manager
  • HR Resource Center
  • Compliance alerts
  • Access to certified HR experts
  • Full-service payroll migration and account setup
  • Health insurance broker integration
  • R&D tax credit discount
  • Waived fees and exclusive pricing
  • Priority support
  • Time Kiosk

Razorpay Pro Plan Features

  • Payroll Calculation
  • Payslip Generation
  • Direct Salary Payment
  • One-Time Adjustments
  • Salary Advance
  • Salary Register
  • Expense Management/Reimbursements
  • Contractor Payments
  • Compliance Calculation (PF, PT, TDS, ESI)
  • Compliance Payment & Filing
  • Form 16 Generation ITR Filing
  • Custom Salary Structures
  • Backend Support for Bulk Onboarding for employees
  • Bulk Upload for Contractor Payments, One Time Payments, Salary Advances, Additions/Deductions, Employee Dismissals, Custom Salary Structures
  • Customizable Reports
  • Customizable Roles & Permissions
  • API & Webhooks
  • Third-party integrations (HRMS, Flexible Benefits, Health Insurance and more)
  • Investment Proof Verification
  • Flexible Benefits Setup and Payment
  • Health Insurance
  • Performance Management
  • Basic Attendance
  • Leaves
  • Bulk Attendance Upload
  • Biometric Attendance
  • Shifts
  • Timesheets
  • Email Notifications
  • Payslips on WhatsApp & Slack
  • Reimbursement Claims on WhatsApp & Slack
  • Salary Account
  • ITR Filing for Employees
  • Background Verification
  • Email Support
  • Chat Support

Gusto vs Razorpay Pro & Cons

GustoRazorpay
Pros
  • User Interface
  • Customer Service
  • User Friendly
  • Ideal for Small Businesses
  • All In One Place
  • Payment Notification
  • Intuitive Dashboard
  • Various Payment Methods
  • Export of reports
Cons
  • Need Improvements
  • Customer Service
  • Not User Friendly
  • Room for Improvement
  • Adjustment Issues
  • Customer support response time
  • Reduce flat payment gateway charges
  • Add more Wallet and EMI options

Other Payroll Software Comparisons

  • ThePayStubs vs Paycor
  • Arbonum vs Proliant
  • CheckMark Payroll vs Plane
  • Inova Payroll vs CAVU HCM
  • ThePayStubs vs EPAY Payroll
  • Kashflow Payroll vs CAVU HCM
  • Patriot Software vs Proliant
  • Zenefits vs Superworks
  • Paychex vs Plane
  • SumoPayroll vs Wrapbook

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