• Skip to primary navigation
  • Skip to main content
Switch On Business

Switch On Business

  • Secretary of State Search
  • Registered Agent Services
  • CRM
  • Payroll Software
  • Accounting Software
  • Show Search
Hide Search

CloudPay vs Xero Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both CloudPay and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare CloudPay and Xero Payroll across nearly 50 different data points to help you make find the right one.

 

CloudPay vs Xero Payroll Reviews

CloudPayXero Payroll
Trustpilot Rating04.3
Number of Trustpilot Reviews05747
iPhone App Rating34.7
Number of iPhone App Reviews226300
Android App Rating04.3
Number of Android App Reviews07410

CloudPay vs Xero Payroll Pricing

CloudPayXero Payroll
Free Trialn/aYes
Free Trial Lengthn/a1 month
Cheapest Plan Namen/aEarly
Cheapest Plan Cost Per Month$n/a$9.25
Mid Priced Plan Namen/aGrowing
Mid Priced Plan Cost Per Month$n/a$9.25
Top Plan Namen/aEstablished
Top Plan Cost Per Month$n/a$17.5

CloudPay vs Xero Payroll Features

FeaturesCloudPayXero Payroll
Target Business SizeMid size businessSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✘✔
E-sign I-9 & W-4✘✘
Live Customer Support✘✔
Third-Party Integrations✘✔
Ability To Manage Employee Benefits✘✔
Employee Access To Platform✘✔
Direct Deposit✘✔
Expense Reimbursement✘✔
Time Off Accrual✘✔
Pre-Tax Deductions✘✔
Wage Garnishment✘✔
Background Checks✘✘
Check Printing✘✔
Check Delivery✘✘
API✘✔

CloudPay n/a Features

n/a

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

CloudPay n/a Features

n/a

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

CloudPay vs Xero Payroll Pro & Cons

CloudPayXero Payroll
Pros
  • Global Payroll Basic
  • Earned Wage Access
  • Global Treasury Service
  • Payroll Efficiency Index
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
Cons
  • Flexible Employee Pay
  • Payroll Compliance
  • Reporting and Analytics
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement

Other Payroll Software Comparisons

  • Wrapbook vs Paypro
  • Paycom vs SumoPayroll
  • SurePayroll vs PDS Vista Payroll
  • Arbonum vs Sage
  • Greenshades vs Superworks
  • Payfit vs Hourly
  • Justworks vs Checkwriters
  • CheckMark Payroll vs Xero Payroll
  • Online Paystub Generator vs Checkwriters
  • OnPay vs Revelo

Switch On Business

Copyright © 2025 SwitchOnBusiness.com

Mailing Address:
Switch On Business
1178 Broadway, 3rd Floor #3166
New York, NY
10001
United States

Content is for informational purposes and is not legal or financial advice. All information was accurate at the time of publication but may have since changed.

Disclosure: Our content is reader-supported. This means if you click on some of our links, then we may earn a commission. Our team is committed to delivering honest, objective, and independent reviews all business products and services.

Please check our Privacy Policy page for more


Project Management Software

  • Home
  • About
  • Privacy Policy
  • Contact Us
  • Business Stats
Change Location
Find awesome listings near you!