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Paycom vs Xero Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Paycom and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Paycom and Xero Payroll across nearly 50 different data points to help you make find the right one.

 

Paycom vs Xero Payroll Reviews

PaycomXero Payroll
Trustpilot Rating4.14.3
Number of Trustpilot Reviews2865747
iPhone App Rating4.74.7
Number of iPhone App Reviews100000026300
Android App Rating4.74.3
Number of Android App Reviews708007410

Paycom vs Xero Payroll Pricing

PaycomXero Payroll
Free Trialn/aYes
Free Trial Lengthn/a1 month
Cheapest Plan Namen/aEarly
Cheapest Plan Cost Per Month$n/a$9.25
Mid Priced Plan Namen/aGrowing
Mid Priced Plan Cost Per Month$n/a$9.25
Top Plan Namen/aEstablished
Top Plan Cost Per Month$n/a$17.5

Paycom vs Xero Payroll Features

FeaturesPaycomXero Payroll
Target Business SizeEnterpriseSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✔✔
E-sign I-9 & W-4✔✘
Live Customer Support✘✔
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✔✔
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✔✘
Check Printing✔✔
Check Delivery✔✘
API✘✔

Paycom n/a Features

n/a

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

Paycom n/a Features

n/a

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

Paycom vs Xero Payroll Pro & Cons

PaycomXero Payroll
Pros
  • User Friendly
  • Customer Service
  • Saves Time
  • Easy Processes
  • User Interface
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
Cons
  • Not User Friendly
  • Adjustment Issues
  • Slow
  • Need Improvements
  • Technical Issues
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement

Other Payroll Software Comparisons

  • Paycom vs Sage
  • Justworks vs EBS PaySuite
  • Ready Pay by HR3 vs Arbonum
  • CheckMark Payroll vs PayCaptain
  • Patriot Software vs Paylocity
  • Push Payroll vs Proliant
  • Razorpay vs Namely
  • PrimePay vs SumoPayroll
  • EPAY Payroll vs Excelforce
  • Plane vs Xero Payroll

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