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Multiplier vs Xero Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Multiplier and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Multiplier and Xero Payroll across nearly 50 different data points to help you make find the right one.

 

Multiplier vs Xero Payroll Reviews

MultiplierXero Payroll
Trustpilot Rating2.94.3
Number of Trustpilot Reviews25747
iPhone App Ratingnot available4.7
Number of iPhone App Reviewsnot available26300
Android App Ratingnot available4.3
Number of Android App Reviewsnot available7410

Multiplier vs Xero Payroll Pricing

MultiplierXero Payroll
Free Trialn/aYes
Free Trial Lengthn/a1 month
Cheapest Plan NameRun Global PayrollEarly
Cheapest Plan Cost Per Month$40$9.25
Mid Priced Plan NamePay FreelancersGrowing
Mid Priced Plan Cost Per Month$40$9.25
Top Plan NameHire EmployeesEstablished
Top Plan Cost Per Month$400$17.5

Multiplier vs Xero Payroll Features

FeaturesMultiplierXero Payroll
Target Business SizeEnterpriseSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✘✔
E-sign I-9 & W-4✘✘
Live Customer Support✘✔
Third-Party Integrations✘✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✔✔
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✘✘
Check Printing✘✔
Check Delivery✘✘
API✘✔

Multiplier Run Global Payroll Features

  • Multi-country payroll
  • Multi-currency payments
  • ESOPs, Benefits and Insurance administration
  • Expense Management
  • Payroll Reports
  • 24/5 support from local HR and legal experts, no third-party delays

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

Multiplier Hire Employees Features

  • Instant Employment Contracts
  • Multi-country payroll
  • Multi-currency payments
  • ESOPs, Benefits and Insurance administration
  • Expense and Leave Management
  • 24/5 support from local HR and legal experts, no third-party delays
  • Employee Payslips

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

Multiplier vs Xero Payroll Pro & Cons

MultiplierXero Payroll
Pros
  • Customer Service
  • User Interface
  • Onboarding
  • User Friendly
  • Comprehensive Solution
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
Cons
  • Slow
  • Expensive
  • Need Improvements
  • Not User Friendly
  • Adjustment Issues
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement

Other Payroll Software Comparisons

  • Zenefits vs Checkwriters
  • Deel vs Xero Payroll
  • ADP vs CAVU HCM
  • ThePayStubs vs UKG
  • APS Payroll vs Push Payroll
  • HRONE vs Hourly
  • Oytser HR vs Xero Payroll
  • Deel vs Wave
  • Ready Pay by HR3 vs Netchex
  • TriNet vs Dayforce

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