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Gusto vs Checkwriters: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Gusto and Checkwriters are leading payroll software solutions, but which one is better for you and your business?

Below we compare Gusto and Checkwriters across nearly 50 different data points to help you make find the right one.

 

Gusto vs Checkwriters Reviews

GustoCheckwriters
Trustpilot Rating3.40
Number of Trustpilot Reviews19270
iPhone App Rating4.83.6
Number of iPhone App Reviews11600398
Android App Rating4.33.4
Number of Android App Reviews5010373

Gusto vs Checkwriters Pricing

GustoCheckwriters
Free Trialn/an/a
Free Trial Lengthn/an/a
Cheapest Plan NameSimpleHR Essential
Cheapest Plan Cost Per Month$80$By request
Mid Priced Plan NamePlusHR Premier
Mid Priced Plan Cost Per Month$80$By request
Top Plan NamePremiumHR Premier + Benefits
Top Plan Cost Per Month$By request$By request

Gusto vs Checkwriters Features

FeaturesGustoCheckwriters
Target Business SizeMid size businessMid size business
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✔
E-sign I-9 & W-4✔✘
Live Customer Support✘✔
Third-Party Integrations✔✘
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✔✘
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✔✔
Check Delivery✔✔
API✘✘

Gusto Simple Features

  • Full-service single-state payroll including W-2s and 1099s
  • Full support
  • Employee profiles and self-service
  • Basic hiring and onboarding tools
  • Gusto-brokered health insurance administration
  • Employee financial benefits
  • Payroll and time-off reports
  • Custom admin permissions
  • Integrations for accounting, time tracking, expense management, and more

Checkwriters HR Essential Features

  • Focus on the differences
  • Use a consistent language
  • Transmit benefits clearly
  • Check View
  • Online W2 Access
  • Time-off Request
  • Message Center
  • Personal Earnings Records

Gusto Premium Features

  • Dedicated Customer Success Manager
  • HR Resource Center
  • Compliance alerts
  • Access to certified HR experts
  • Full-service payroll migration and account setup
  • Health insurance broker integration
  • R&D tax credit discount
  • Waived fees and exclusive pricing
  • Priority support
  • Time Kiosk

Checkwriters HR Premier + Benefits Features

  • All Essential & Premier features
  • Basic Benefits Administration*
  • Online Benefit Enrollment

Gusto vs Checkwriters Pro & Cons

GustoCheckwriters
Pros
  • User Interface
  • Customer Service
  • User Friendly
  • Ideal for Small Businesses
  • All In One Place
  • Customer Service
  • Easy Processes
  • Saves Time
  • Reporting
  • Comprehensive Solution
Cons
  • Need Improvements
  • Customer Service
  • Not User Friendly
  • Room for Improvement
  • Adjustment Issues
  • User Interface
  • Reporting Issues
  • Not User Friendly
  • Technical Issues
  • Slow

Other Payroll Software Comparisons

  • Paychex vs Namely
  • UKG vs CAVU HCM
  • Rippling vs Payfit
  • SumoPayroll vs PayCaptain
  • ADP vs SurePayroll
  • Oytser HR vs CloudPay
  • Greenshades vs Plane
  • SurePayroll vs WorkZoom
  • OnPay vs eBacon
  • Razorpay vs WorkZoom

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