Both Wave Accounting and ZarMoney are leading accounting software solutions, but which one is better for you and your business?
Below we compare Wave Accounting and ZarMoney across nearly 50 different data points to help you make find the right one.
Wave Accounting vs ZarMoney Reviews
Wave Accounting | ZarMoney | ||
Trustpilot Rating | 1.5 | 3.9 | |
Number of Trustpilot Reviews | 127 | 13 | |
iPhone App Rating | 4.5 | No Rating | |
Number of iPhone App Reviews | 5,700 | No Reviews | |
Android App Rating | 3.6 | No Rating | |
Number of Android App Reviews | 23,000 | No Reviews |
Wave Accounting vs ZarMoney Pricing
Wave Accounting | ZarMoney | |
Free Trial | No | Yes |
Free Trial Length | No | 14 days |
Cheapest Plan Name | Free | Entrepreneur |
Cheapest Plan Cost Per Month | NA | $20 |
Mid Priced Plan Name | NA | Small Business |
Mid Priced Plan Cost Per Month | NA | $20 |
Top Plan Name | No | Enterprise |
Top Plan Cost Per Month | NA | $350 |
Wave Accounting vs ZarMoney Features
Features | Wave Accounting | ZarMoney |
Target Business Size | Small | Medium |
Tax Help | Yes | Yes |
Income & Expenses | Yes | Yes |
Bookkeeping | Yes | Yes |
Send Invoices | Yes | Yes |
Collect Payments Via Bank Transfer | Yes | Yes |
Collect Payments Via Credit Card | Yes | Yes |
Recurring Payments | Yes | Yes |
Enter Bills | Yes | Yes |
Reconcile Bank Transactions | Yes | Yes |
Bank Account Included | No | No |
Cash Flow Report | Yes | Yes |
W-9 + 1099 Management | Yes | Yes |
Help With Sales Tax | Yes | Yes |
Use Multiple Currencies | Yes | Yes |
Expense Tracking | Yes | Yes |
Payroll Software Integration | Yes | Yes |
Tax Deductions | Yes | Yes |
Receipt Capture | Yes | No |
Mileage Tracking | No | No |
Time Management | No | Yes |
Inventory Management | Yes | Yes |
User Access Controls | Yes | Yes |
Financial Planning | Yes | Yes |
Import/Export To & From Excel | Yes | Yes |
Free Support | No | Yes |
API | Yes | Yes |
List of Other Software Integrations
Wave Accounting | ZarMoney |
|
|
Wave Accounting Free Features

- Get unlimited income and expense tracking.
- Add unlimited partners, collaborators, or accountants.
- Know if you should charge clients more just by glancing at your dashboard.
- Make unlimited bank and credit card connections.
- Access helpful reports like Overdue Invoices & Bills and Profit & Loss.
ZarMoney Entrepreneur Features

- 1 User Only
- Unlimited Transactions
- Same Features as Small Business
- U.S. Based Customer-Service
Wave Accounting No Features
NA
ZarMoney Enterprise Features
- 30+ Users
- Custom Features
- Specialized Training
- Dedicated Account Rep
- Priority Support
Wave Accounting vs ZarMoney Pro & Cons
Wave Accounting | ZarMoney | |
Pros |
|
|
Cons |
|
|