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Wave Accounting vs ZarMoney: Which Accounting Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Wave Accounting and ZarMoney are leading accounting software solutions, but which one is better for you and your business?

Below we compare Wave Accounting and ZarMoney across nearly 50 different data points to help you make find the right one.

Wave Accounting vs ZarMoney Reviews

Wave AccountingZarMoney
Trustpilot Rating1.53.9
Number of Trustpilot Reviews12713
iPhone App Rating4.5No Rating
Number of iPhone App Reviews5,700No Reviews
Android App Rating3.6No Rating
Number of Android App Reviews23,000No Reviews

Wave Accounting vs ZarMoney Pricing

Wave AccountingZarMoney
Free TrialNoYes
Free Trial LengthNo14 days
Cheapest Plan NameFreeEntrepreneur
Cheapest Plan Cost Per MonthNA$20
Mid Priced Plan NameNASmall Business
Mid Priced Plan Cost Per MonthNA$20
Top Plan NameNoEnterprise
Top Plan Cost Per MonthNA$350

Wave Accounting vs ZarMoney Features

FeaturesWave AccountingZarMoney
Target Business SizeSmallMedium
Tax HelpYesYes
Income & ExpensesYesYes
BookkeepingYesYes
Send InvoicesYesYes
Collect Payments Via Bank TransferYesYes
Collect Payments Via Credit CardYesYes
Recurring PaymentsYesYes
Enter BillsYesYes
Reconcile Bank TransactionsYesYes
Bank Account IncludedNoNo
Cash Flow ReportYesYes
W-9 + 1099 ManagementYesYes
Help With Sales TaxYesYes
Use Multiple CurrenciesYesYes
Expense TrackingYesYes
Payroll Software IntegrationYesYes
Tax DeductionsYesYes
Receipt CaptureYesNo
Mileage TrackingNoNo
Time ManagementNoYes
Inventory ManagementYesYes
User Access ControlsYesYes
Financial PlanningYesYes
Import/Export To & From ExcelYesYes
Free SupportNoYes
APIYesYes

List of Other Software Integrations

Wave AccountingZarMoney
  • Zapier
  • Make
  • Google Workspace
  • Zohoflow
  • HubSpot CRM
  • noCRM.io
  • Stripe
  • PayPal
  • Stripe
  • Zapier
  • Gusto
  • Mailchimp
  • Authorize.net
  • AutoEntry
  • WePay

Wave Accounting Free Features

  • Get unlimited income and expense tracking.
  • Add unlimited partners, collaborators, or accountants.
  • Know if you should charge clients more just by glancing at your dashboard.
  • Make unlimited bank and credit card connections.
  • Access helpful reports like Overdue Invoices & Bills and Profit & Loss.

ZarMoney Entrepreneur Features

  • 1 User Only
  • Unlimited Transactions
  • Same Features as Small Business
  • U.S. Based Customer-Service

Wave Accounting No Features

NA

ZarMoney Enterprise Features

  • 30+ Users
  • Custom Features
  • Specialized Training
  • Dedicated Account Rep
  • Priority Support

Wave Accounting vs ZarMoney Pro & Cons

Wave AccountingZarMoney
Pros
  • Free plan
  • Unlimited invoicing
  • Robust reporting
  • Exceptional reporting capabilities
  • Advanced inventory management
  • Automation features for monotonous tasks
Cons
  • Additional fee for scanning and uploading receipts
  • No live support
  • No third-party integrations with additional features
  • No mobile app
  • Not suitable for tax filing
  • Occasionally counter-intuitive

Other Accounting Software Comparisons

  • Odoo Accounting vs Botkeeper
  • QuickBooks Online vs ZarMoney
  • myBooks vs Acclux
  • Neat vs Vic.ai
  • FreshBooks vs LessAccounting
  • Wave Accounting vs TrulySmall Accounting
  • Sage Accounting vs Striven
  • LessAccounting vs Neat
  • Odoo Accounting vs Neat
  • Patriot Software vs Wave Accounting

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