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Xero Payroll vs UKG: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: April 25, 2025

Both Xero Payroll and UKG are leading payroll software solutions, but which one is better for you and your business?

Below we compare Xero Payroll and UKG across nearly 50 different data points to help you make find the right one.

 

Xero Payroll vs UKG Reviews

Xero PayrollUKG
Trustpilot Rating4.32.9
Number of Trustpilot Reviews57472
iPhone App Rating4.74.1
Number of iPhone App Reviews263008300
Android App Rating4.32.1
Number of Android App Reviews741011500

Xero Payroll vs UKG Pricing

Xero PayrollUKG
Free TrialYesn/a
Free Trial Length1 monthn/a
Cheapest Plan NameEarlyn/a
Cheapest Plan Cost Per Month$9.25$n/a
Mid Priced Plan NameGrowingn/a
Mid Priced Plan Cost Per Month$9.25$n/a
Top Plan NameEstablishedn/a
Top Plan Cost Per Month$17.5$n/a

Xero Payroll vs UKG Features

FeaturesXero PayrollUKG
Target Business SizeSmall businessEnterprise
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✘✔
Live Customer Support✔✘
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✔✘
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✘✔
Check Printing✔✔
Check Delivery✘✔
API✔✔

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

UKG n/a Features

n/a

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

UKG n/a Features

n/a

Xero Payroll vs UKG Pro & Cons

Xero PayrollUKG
Pros
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
  • User Interface
  • User Friendly
  • Easy Processes
  • Onboarding
  • One Stop Shop
Cons
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement
  • User Interface
  • Not User Friendly
  • Customer Service
  • Slow
  • Reporting Issues

Other Payroll Software Comparisons

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  • Toast vs UKG
  • Oytser HR vs Zenefits
  • ThePayStubs vs Justworks
  • Microkeeper vs Trolley
  • Multiplier vs QuickBooks Payroll
  • OnPay vs Workday
  • Heartland vs Kashflow Payroll
  • Wrapbook vs Keka
  • Heartland vs UKG

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