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Square Payroll vs Ready Pay by HR3: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: April 25, 2025

Both Square Payroll and Ready Pay by HR3 are leading payroll software solutions, but which one is better for you and your business?

Below we compare Square Payroll and Ready Pay by HR3 across nearly 50 different data points to help you make find the right one.

 

Square Payroll vs Ready Pay by HR3 Reviews

Square PayrollReady Pay by HR3
Trustpilot Rating4.20
Number of Trustpilot Reviews40490
iPhone App Rating4.85
Number of iPhone App Reviews52
Android App Rating3.80
Number of Android App Reviews26600

Square Payroll vs Ready Pay by HR3 Pricing

Square PayrollReady Pay by HR3
Free Trialn/an/a
Free Trial Lengthn/an/a
Cheapest Plan NamePay Contractors Onlyn/a
Cheapest Plan Cost Per Month$n/a$n/a
Mid Priced Plan Namen/an/a
Mid Priced Plan Cost Per Month$n/a$n/a
Top Plan NamePay Employees & Contractorsn/a
Top Plan Cost Per Month$41$n/a

Square Payroll vs Ready Pay by HR3 Features

FeaturesSquare PayrollReady Pay by HR3
Target Business SizeSmall businessMid size business
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✘✘
Live Customer Support✔✘
Third-Party Integrations✔✘
Ability To Manage Employee Benefits✔✘
Employee Access To Platform✔✘
Direct Deposit✔✘
Expense Reimbursement✘✘
Time Off Accrual✔✘
Pre-Tax Deductions✔✘
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✔✘
Check Delivery✔✘
API✔✘

Square Payroll Pay Contractors Only Features

  • We mail all 1099-NEC forms
  • M–F 6 a.m. to 6 p.m. PT support
  • Pay by check, direct deposit, or Cash App
  • Free seasonal inactivity
  • All features included, with no hidden fees
  • No commitment, cancel anytime

Ready Pay by HR3 n/a Features

n/a

Square Payroll Pay Employees & Contractors Features

  • No additional fees
  • Full-service payroll
  • Payroll for employees and contractors
  • Automatic payroll tax calculations
  • All tax filings and payments
  • Multistate payroll
  • Live support for account setup
  • Timecards and employee app
  • Track and import tips and commissions
  • We mail W-2s and 1099-NEC forms
  • Pay by check, direct deposit, or Cash App
  • M–F 6 a.m. to 6 p.m. PT support
  • No commitment, cancel anytime
  • Unlimited pay runs per month
  • Free seasonal inactivity

Ready Pay by HR3 n/a Features

n/a

Square Payroll vs Ready Pay by HR3 Pro & Cons

Square PayrollReady Pay by HR3
Pros
  • Mobile App
  • Self Service
  • User Friendly
  • Easy to use
  • Intuitive design
  • Applicant tracking system
Cons
  • Not User Friendly
  • Room for Improvement
  • Slow
  • Customer support
  • Features to help special exceptions in the work force
  • A bit slow a times

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  • EPAY Payroll vs Razorpay
  • QuickBooks Payroll vs Toast
  • Fingercheck vs Inova Payroll
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