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Square Payroll vs PayCaptain: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: April 25, 2025

Both Square Payroll and PayCaptain are leading payroll software solutions, but which one is better for you and your business?

Below we compare Square Payroll and PayCaptain across nearly 50 different data points to help you make find the right one.

 

Square Payroll vs PayCaptain Reviews

Square PayrollPayCaptain
Trustpilot Rating4.24.4
Number of Trustpilot Reviews404912
iPhone App Rating4.84.8
Number of iPhone App Reviews512
Android App Rating3.80
Number of Android App Reviews26600

Square Payroll vs PayCaptain Pricing

Square PayrollPayCaptain
Free Trialn/an/a
Free Trial Lengthn/an/a
Cheapest Plan NamePay Contractors OnlyBasic
Cheapest Plan Cost Per Month$n/a$199
Mid Priced Plan Namen/aGrowth
Mid Priced Plan Cost Per Month$n/a$199
Top Plan NamePay Employees & ContractorsEnterprise
Top Plan Cost Per Month$41$399

Square Payroll vs PayCaptain Features

FeaturesSquare PayrollPayCaptain
Target Business SizeSmall businessEnterprise
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✘✘
Live Customer Support✔✘
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✘
Expense Reimbursement✘✘
Time Off Accrual✔✘
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✘✘
Check Printing✔✘
Check Delivery✔✘
API✔✔

Square Payroll Pay Contractors Only Features

  • We mail all 1099-NEC forms
  • M–F 6 a.m. to 6 p.m. PT support
  • Pay by check, direct deposit, or Cash App
  • Free seasonal inactivity
  • All features included, with no hidden fees
  • No commitment, cancel anytime

PayCaptain Basic Features

  • All analytics features
  • Up to 250,000 tracked visits
  • Normal support
  • Mobile app
  • Up to 3 team members

Square Payroll Pay Employees & Contractors Features

  • No additional fees
  • Full-service payroll
  • Payroll for employees and contractors
  • Automatic payroll tax calculations
  • All tax filings and payments
  • Multistate payroll
  • Live support for account setup
  • Timecards and employee app
  • Track and import tips and commissions
  • We mail W-2s and 1099-NEC forms
  • Pay by check, direct deposit, or Cash App
  • M–F 6 a.m. to 6 p.m. PT support
  • No commitment, cancel anytime
  • Unlimited pay runs per month
  • Free seasonal inactivity

PayCaptain Enterprise Features

  • Everything on Growth plan
  • Up to 5,000,000 tracked visits
  • Dedicated support
  • Mobile app
  • Up to 50 team members

Square Payroll vs PayCaptain Pro & Cons

Square PayrollPayCaptain
Pros
  • Mobile App
  • Self Service
  • User Friendly
  • The built-in features of on-demand pay and digital wallets
  • App interface is modern, simple and engaging
  • The integration process was simple and straightforward
Cons
  • Not User Friendly
  • Room for Improvement
  • Slow
  • Accessibility to past employees P45’s
  • UX improvement in terms of how it looks
  • Email notifications of new payslips

Other Payroll Software Comparisons

  • Greenshades vs Paymate
  • Multiplier vs Zelt
  • Rippling vs Proliant
  • Remote vs SumoPayroll
  • Heartland vs APS Payroll
  • Paycom vs PrimePay
  • Heartland vs Namely
  • isolved vs Greenshades
  • Aruti vs PDS Vista Payroll
  • Paycom vs Namely

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