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Square Payroll vs Kashflow Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: April 25, 2025

Both Square Payroll and Kashflow Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Square Payroll and Kashflow Payroll across nearly 50 different data points to help you make find the right one.

 

Square Payroll vs Kashflow Payroll Reviews

Square PayrollKashflow Payroll
Trustpilot Rating4.21.3
Number of Trustpilot Reviews4049123
iPhone App Rating4.80
Number of iPhone App Reviews50
Android App Rating3.80
Number of Android App Reviews26600

Square Payroll vs Kashflow Payroll Pricing

Square PayrollKashflow Payroll
Free Trialn/aYes
Free Trial Lengthn/an/a
Cheapest Plan NamePay Contractors OnlyKashFlow Payroll Core
Cheapest Plan Cost Per Month$n/a$n/a
Mid Priced Plan Namen/an/a
Mid Priced Plan Cost Per Month$n/a$n/a
Top Plan NamePay Employees & ContractorsKashFlow Payroll Plus Accounting
Top Plan Cost Per Month$41$35.92

Square Payroll vs Kashflow Payroll Features

FeaturesSquare PayrollKashflow Payroll
Target Business SizeSmall businessSmall business
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✘✘
Live Customer Support✔✘
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✘
Employee Access To Platform✔✔
Direct Deposit✔✘
Expense Reimbursement✘✘
Time Off Accrual✔✘
Pre-Tax Deductions✔✘
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✔✘
Check Delivery✔✘
API✔✘

Square Payroll Pay Contractors Only Features

  • We mail all 1099-NEC forms
  • M–F 6 a.m. to 6 p.m. PT support
  • Pay by check, direct deposit, or Cash App
  • Free seasonal inactivity
  • All features included, with no hidden fees
  • No commitment, cancel anytime

Kashflow Payroll KashFlow Payroll Core Features

  • £1.35 per additional employee
  • Automatic Enrolment add-on available (£1.20 per employee, min. £16.21 for 5 employees)
  • Unlimited functionality
  • Weekly or monthly payslips
  • Calculates Tax & NI for you
  • Free ESS
  • First company free – £2 per additional company
  • Track staff holiday entitlement and pay Holiday Pay

Square Payroll Pay Employees & Contractors Features

  • No additional fees
  • Full-service payroll
  • Payroll for employees and contractors
  • Automatic payroll tax calculations
  • All tax filings and payments
  • Multistate payroll
  • Live support for account setup
  • Timecards and employee app
  • Track and import tips and commissions
  • We mail W-2s and 1099-NEC forms
  • Pay by check, direct deposit, or Cash App
  • M–F 6 a.m. to 6 p.m. PT support
  • No commitment, cancel anytime
  • Unlimited pay runs per month
  • Free seasonal inactivity

Kashflow Payroll KashFlow Payroll Plus Accounting Features

  • £1.35 per additional employee
  • Automatic Enrolment add-on available (£1.20 per employee min. £16.21 for 5 employees)
  • Unlimited functionality
  • Weekly or monthly payslips
  • Calculates Tax & NI for you
  • Free ESS
  • First company free – £2 per additional company
  • Track staff holiday entitlement and pay Holiday Pay
  • All the benefits of KashFlow Accounting Software

Square Payroll vs Kashflow Payroll Pro & Cons

Square PayrollKashflow Payroll
Pros
  • Mobile App
  • Self Service
  • User Friendly
  • User Friendly
  • User Interface
  • Cloud Based
  • Meets Business Needs
Cons
  • Not User Friendly
  • Room for Improvement
  • Slow
  • Room for Improvement
  • Difficult to Customize
  • Expensive
  • Missing Features

Other Payroll Software Comparisons

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  • Xero Payroll vs PDS Vista Payroll
  • Deel vs PDS Vista Payroll
  • Multiplier vs Workday
  • Revelo vs Dayforce
  • Zenefits vs Ready Pay by HR3
  • Heartland vs Aruti
  • SumoPayroll vs Payfit
  • Microkeeper vs Kashflow Payroll
  • Excelforce vs Aruti

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