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Square Payroll vs Checkwriters: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: April 25, 2025

Both Square Payroll and Checkwriters are leading payroll software solutions, but which one is better for you and your business?

Below we compare Square Payroll and Checkwriters across nearly 50 different data points to help you make find the right one.

 

Square Payroll vs Checkwriters Reviews

Square PayrollCheckwriters
Trustpilot Rating4.20
Number of Trustpilot Reviews40490
iPhone App Rating4.83.6
Number of iPhone App Reviews5398
Android App Rating3.83.4
Number of Android App Reviews2660373

Square Payroll vs Checkwriters Pricing

Square PayrollCheckwriters
Free Trialn/an/a
Free Trial Lengthn/an/a
Cheapest Plan NamePay Contractors OnlyHR Essential
Cheapest Plan Cost Per Month$n/a$By request
Mid Priced Plan Namen/aHR Premier
Mid Priced Plan Cost Per Month$n/a$By request
Top Plan NamePay Employees & ContractorsHR Premier + Benefits
Top Plan Cost Per Month$41$By request

Square Payroll vs Checkwriters Features

FeaturesSquare PayrollCheckwriters
Target Business SizeSmall businessMid size business
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✔
E-sign I-9 & W-4✘✘
Live Customer Support✔✔
Third-Party Integrations✔✘
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✘✘
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✔✔
Check Delivery✔✔
API✔✘

Square Payroll Pay Contractors Only Features

  • We mail all 1099-NEC forms
  • M–F 6 a.m. to 6 p.m. PT support
  • Pay by check, direct deposit, or Cash App
  • Free seasonal inactivity
  • All features included, with no hidden fees
  • No commitment, cancel anytime

Checkwriters HR Essential Features

  • Focus on the differences
  • Use a consistent language
  • Transmit benefits clearly
  • Check View
  • Online W2 Access
  • Time-off Request
  • Message Center
  • Personal Earnings Records

Square Payroll Pay Employees & Contractors Features

  • No additional fees
  • Full-service payroll
  • Payroll for employees and contractors
  • Automatic payroll tax calculations
  • All tax filings and payments
  • Multistate payroll
  • Live support for account setup
  • Timecards and employee app
  • Track and import tips and commissions
  • We mail W-2s and 1099-NEC forms
  • Pay by check, direct deposit, or Cash App
  • M–F 6 a.m. to 6 p.m. PT support
  • No commitment, cancel anytime
  • Unlimited pay runs per month
  • Free seasonal inactivity

Checkwriters HR Premier + Benefits Features

  • All Essential & Premier features
  • Basic Benefits Administration*
  • Online Benefit Enrollment

Square Payroll vs Checkwriters Pro & Cons

Square PayrollCheckwriters
Pros
  • Mobile App
  • Self Service
  • User Friendly
  • Customer Service
  • Easy Processes
  • Saves Time
  • Reporting
  • Comprehensive Solution
Cons
  • Not User Friendly
  • Room for Improvement
  • Slow
  • User Interface
  • Reporting Issues
  • Not User Friendly
  • Technical Issues
  • Slow

Other Payroll Software Comparisons

  • Remote vs Paypro
  • Gusto vs Toast
  • SumoPayroll vs EBS PaySuite
  • Rippling vs Checkwriters
  • Plane vs Razorpay
  • Payfit vs Hourly
  • Ready Pay by HR3 vs PayCaptain
  • Square Payroll vs Online Paystub Generator
  • Roll by ADP vs HRONE
  • Zenefits vs PrimePay

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