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Ready Pay by HR3 vs Xero Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Ready Pay by HR3 and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Ready Pay by HR3 and Xero Payroll across nearly 50 different data points to help you make find the right one.

 

Ready Pay by HR3 vs Xero Payroll Reviews

Ready Pay by HR3Xero Payroll
Trustpilot Rating04.3
Number of Trustpilot Reviews05747
iPhone App Rating54.7
Number of iPhone App Reviews226300
Android App Rating04.3
Number of Android App Reviews07410

Ready Pay by HR3 vs Xero Payroll Pricing

Ready Pay by HR3Xero Payroll
Free Trialn/aYes
Free Trial Lengthn/a1 month
Cheapest Plan Namen/aEarly
Cheapest Plan Cost Per Month$n/a$9.25
Mid Priced Plan Namen/aGrowing
Mid Priced Plan Cost Per Month$n/a$9.25
Top Plan Namen/aEstablished
Top Plan Cost Per Month$n/a$17.5

Ready Pay by HR3 vs Xero Payroll Features

FeaturesReady Pay by HR3Xero Payroll
Target Business SizeMid size businessSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✘✔
E-sign I-9 & W-4✘✘
Live Customer Support✘✔
Third-Party Integrations✘✔
Ability To Manage Employee Benefits✘✔
Employee Access To Platform✘✔
Direct Deposit✘✔
Expense Reimbursement✘✔
Time Off Accrual✘✔
Pre-Tax Deductions✘✔
Wage Garnishment✘✔
Background Checks✘✘
Check Printing✘✔
Check Delivery✘✘
API✘✔

Ready Pay by HR3 n/a Features

n/a

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

Ready Pay by HR3 n/a Features

n/a

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

Ready Pay by HR3 vs Xero Payroll Pro & Cons

Ready Pay by HR3Xero Payroll
Pros
  • Easy to use
  • Intuitive design
  • Applicant tracking system
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
Cons
  • Customer support
  • Features to help special exceptions in the work force
  • A bit slow a times
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement

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  • Wrapbook vs Darwinbox
  • CloudPay vs Dayforce
  • Paycom vs ThePayStubs
  • Paycom vs Superworks
  • Plane vs Checkwriters
  • CloudPay vs Kashflow Payroll

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