Both OnPay and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?
Below we compare OnPay and Xero Payroll across nearly 50 different data points to help you make find the right one.
OnPay vs Xero Payroll Reviews
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| OnPay | Xero Payroll | ||
| Trustpilot Rating | 4.1 | 4.3 | |
| Number of Trustpilot Reviews | 220 | 5747 | |
| iPhone App Rating | 1.8 | 4.7 | |
| Number of iPhone App Reviews | 26 | 26300 | |
| Android App Rating | not available | 4.3 | |
| Number of Android App Reviews | not available | 7410 |
OnPay vs Xero Payroll Pricing
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| OnPay | Xero Payroll | |
| Free Trial | Yes | Yes |
| Free Trial Length | 1 month | 1 month |
| Cheapest Plan Name | n/a | Early |
| Cheapest Plan Cost Per Month | $n/a | $9.25 |
| Mid Priced Plan Name | n/a | Growing |
| Mid Priced Plan Cost Per Month | $n/a | $9.25 |
| Top Plan Name | n/a | Established |
| Top Plan Cost Per Month | $n/a | $17.5 |
OnPay vs Xero Payroll Features
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| Features | OnPay | Xero Payroll |
| Target Business Size | Mid size business | Small business |
| Unlimited Payrolls | ✔ | ✘ |
| Automated Tax Filing & Payments | ✔ | ✔ |
| E-sign I-9 & W-4 | ✔ | ✘ |
| Live Customer Support | ✔ | ✔ |
| Third-Party Integrations | ✔ | ✔ |
| Ability To Manage Employee Benefits | ✔ | ✔ |
| Employee Access To Platform | ✔ | ✔ |
| Direct Deposit | ✔ | ✔ |
| Expense Reimbursement | ✘ | ✔ |
| Time Off Accrual | ✔ | ✔ |
| Pre-Tax Deductions | ✔ | ✔ |
| Wage Garnishment | ✔ | ✔ |
| Background Checks | ✘ | ✘ |
| Check Printing | ✔ | ✔ |
| Check Delivery | ✔ | ✘ |
| API | ✘ | ✔ |
OnPay n/a Features
- Unlimited monthly pay runs
- Automated tax payments and filings
- Free W-2 and 1099 processing
- HR tools and software integrations
- Expert support whenever you need it
Xero Payroll Early Features
- Send quotes and 20 invoicesâ€
- Enter 5 bills
- Reconcile bank transactions
- Capture bills and receipts with Hubdoc
- Short-term cash flow and business snapshot
- Payroll with Gusto (Optional)
OnPay n/a Features
n/a
Xero Payroll Established Features
- Send invoices and quotes
- Enter bills
- Reconcile bank transactions
- Capture bills and receipts with Hubdoc
- Short-term cash flow and business snapshot
- Bulk reconcile transactions
- Use multiple currencies
- Track projects
- Claim expenses
- Analytics Plus
- Payroll with Gusto (Optional)
OnPay vs Xero Payroll Pro & Cons
| OnPay | Xero Payroll | |
| Pros |
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| Cons |
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