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OnPay vs Fingercheck: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both OnPay and Fingercheck are leading payroll software solutions, but which one is better for you and your business?

Below we compare OnPay and Fingercheck across nearly 50 different data points to help you make find the right one.

 

OnPay vs Fingercheck Reviews

OnPayFingercheck
Trustpilot Rating4.13
Number of Trustpilot Reviews2204
iPhone App Rating1.84.2
Number of iPhone App Reviews26693
Android App Ratingnot available4.2
Number of Android App Reviewsnot available1210

OnPay vs Fingercheck Pricing

OnPayFingercheck
Free TrialYesYes
Free Trial Length1 month1 month
Cheapest Plan Namen/aTime & Attendance
Cheapest Plan Cost Per Month$n/a$59
Mid Priced Plan Namen/a360
Mid Priced Plan Cost Per Month$n/a$59
Top Plan Namen/a360 Plus
Top Plan Cost Per Month$n/a$99

OnPay vs Fingercheck Features

FeaturesOnPayFingercheck
Target Business SizeMid size businessMid size business
Unlimited Payrolls✔✔
Automated Tax Filing & Payments✔✔
E-sign I-9 & W-4✔✘
Live Customer Support✔✔
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✔
Employee Access To Platform✔✔
Direct Deposit✔✔
Expense Reimbursement✘✔
Time Off Accrual✔✔
Pre-Tax Deductions✔✔
Wage Garnishment✔✔
Background Checks✘✔
Check Printing✔✔
Check Delivery✔✘
API✘✔

OnPay n/a Features

  • Unlimited monthly pay runs
  • Automated tax payments and filings
  • Free W-2 and 1099 processing
  • HR tools and software integrations
  • Expert support whenever you need it

Fingercheck Time & Attendance Features

  • Time entry
  • Shift differentials
  • PTO accruals
  • Real-time status w/GEO map
  • Mobile schedule management
  • Drag and drop shift builder
  • Copy/duplicate schedules
  • Forecast labor costs
  • Manage multiple shifts for different jobs
  • Post open shifts
  • Manager approval and alerts
  • Time card reports
  • Employee reports
  • Schedule reports
  • Attendance reports
  • Audit reports
  • Customer Support
  • Help Desk
  • Virtual Assistant

OnPay n/a Features

n/a

Fingercheck 360 Plus Features

  • Unlimited Payroll
  • W-2s, 1099s
  • Tax witholding and payments
  • Quarterly and year-end filings
  • Accounting & General Ledger
  • Multi-State Payroll
  • Multi-State Payroll & Same Cycle Tax Calculation
  • Expense Tracking
  • Pay On-Demand
  • Next-Day Pay
  • Payroll Debit Cards
  • SMB Loans & Financing
  • Payroll Analytics
  • Time entry
  • Custom calculation rules
  • Shift differentials
  • PTO accruals
  • Real-time status w/GEO map
  • Worksite rules and reports
  • Time off management
  • Eliminate buddy punching
  • Overtime and compliance rules
  • Multi-level approvals and real-time employee status view
  • Mobile schedule management
  • Drag and drop shift builder
  • Copy/duplicate schedules
  • Forecast labor costs
  • Manage multiple shifts for different jobs
  • Post open shifts
  • Manager approval and alerts
  • Shift/trade requests
  • Visualize shift availability
  • Find available employees
  • Open shift alerts
  • Job postings
  • Applicant tracking system
  • Background checks
  • Indeed & LinkedIn integration
  • Offer letter templates
  • Custom agreements
  • Self-Onboarding
  • Digital compliance docs
  • Document storage
  • Payment method selection
  • Geographic tax engine
  • New hire reporting
  • Welcome messages
  • Employee reviews
  • Asset management
  • Employee engagement tools
  • Incident reporting
  • Online team directory
  • Organizational charts
  • Licensing & Training
  • Benefits Administration
  • Open Enrollment & Self Portal
  • Payroll integration
  • Workers’ Comp
  • 401(k) Integrations
  • Payroll Analytics
  • Payroll reports
  • Time card reports
  • Employee reports
  • Schedule reports
  • Attendance reports
  • Audit reports
  • Company reports
  • Multi-State Payroll & Same Pay Cycle Tax Calculation
  • Premium Support
  • Help Desk
  • Virtual Assistant

OnPay vs Fingercheck Pro & Cons

OnPayFingercheck
Pros
  • Customer Service
  • User Interface
  • User Friendly
  • Pricing
  • Saves Time
  • Easy Processes
  • Customer Service
  • User Interface
  • Saves Time
  • Easy To Navigate
Cons
  • Not User Friendly
  • Need Improvements
  • Slow
  • Customer Service
  • Room for Improvement
  • Not User Friendly
  • Customer Service
  • Mobile App Issues
  • Adjustment Issues
  • Room for Improvement

Other Payroll Software Comparisons

  • Plane vs Push Payroll
  • Workday vs Zelt
  • greytHR vs Namely
  • Oytser HR vs Paycor
  • greytHR vs Superworks
  • Patriot Software vs Arbonum
  • Multiplier vs Sage
  • Zenefits vs PrimePay
  • SumoPayroll vs Online Paystub Generator
  • Darwinbox vs Paypro

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