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Online Paystub Generator vs Xero Payroll: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: April 25, 2025

Both Online Paystub Generator and Xero Payroll are leading payroll software solutions, but which one is better for you and your business?

Below we compare Online Paystub Generator and Xero Payroll across nearly 50 different data points to help you make find the right one.

 

Online Paystub Generator vs Xero Payroll Reviews

Online Paystub GeneratorXero Payroll
Trustpilot Rating3.74.3
Number of Trustpilot Reviews15747
iPhone App Ratingnot available4.7
Number of iPhone App Reviewsnot available26300
Android App Ratingnot available4.3
Number of Android App Reviewsnot available7410

Online Paystub Generator vs Xero Payroll Pricing

Online Paystub GeneratorXero Payroll
Free Trialn/aYes
Free Trial Lengthn/a1 month
Cheapest Plan NameStubEarly
Cheapest Plan Cost Per Month$n/a$9.25
Mid Priced Plan Namen/aGrowing
Mid Priced Plan Cost Per Month$n/a$9.25
Top Plan Namen/aEstablished
Top Plan Cost Per Month$n/a$17.5

Online Paystub Generator vs Xero Payroll Features

FeaturesOnline Paystub GeneratorXero Payroll
Target Business SizeSmall businessSmall business
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✘✔
E-sign I-9 & W-4✘✘
Live Customer Support✔✔
Third-Party Integrations✘✔
Ability To Manage Employee Benefits✘✔
Employee Access To Platform✘✔
Direct Deposit✘✔
Expense Reimbursement✘✔
Time Off Accrual✘✔
Pre-Tax Deductions✘✔
Wage Garnishment✘✔
Background Checks✘✘
Check Printing✘✔
Check Delivery✘✘
API✘✔

Online Paystub Generator Stub Features

  • 24/7 customer support

Xero Payroll Early Features

  • Send quotes and 20 invoices†
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Payroll with Gusto (Optional)

Online Paystub Generator n/a Features

n/a

Xero Payroll Established Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • Bulk reconcile transactions
  • Use multiple currencies
  • Track projects
  • Claim expenses
  • Analytics Plus
  • Payroll with Gusto (Optional)

Online Paystub Generator vs Xero Payroll Pro & Cons

Online Paystub GeneratorXero Payroll
Pros
  • User Friendly
  • User Interface
  • Integrations
  • Saves Time
  • Management
Cons
  • Expensive
  • Not User Friendly
  • Expense Report Issues
  • Technical Issues
  • Room for Improvement

Other Payroll Software Comparisons

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  • APS Payroll vs EPAY Payroll
  • Heartland vs Square Payroll
  • Square Payroll vs Workday
  • ADP vs CAVU HCM
  • Gusto vs Superworks
  • Payfit vs Kashflow Payroll
  • Oytser HR vs SumoPayroll
  • Excelforce vs Toast
  • CheckMark Payroll vs TriNet

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