Both Gusto and Toast are leading payroll software solutions, but which one is better for you and your business?
Below we compare Gusto and Toast across nearly 50 different data points to help you make find the right one.
Gusto vs Toast Reviews
 |  |
| Gusto | Toast | ||
| Trustpilot Rating | 3.4 | 3.8 | |
| Number of Trustpilot Reviews | 1927 | 885 | |
| iPhone App Rating | 4.8 | 4.1 | |
| Number of iPhone App Reviews | 11600 | 67 | |
| Android App Rating | 4.3 | 4.3 | |
| Number of Android App Reviews | 5010 | 129 |
Gusto vs Toast Pricing
 |  |
| Gusto | Toast | |
| Free Trial | n/a | Yes |
| Free Trial Length | n/a | n/a |
| Cheapest Plan Name | Simple | Core |
| Cheapest Plan Cost Per Month | $80 | $110 |
| Mid Priced Plan Name | Plus | POS and Payroll |
| Mid Priced Plan Cost Per Month | $80 | $110 |
| Top Plan Name | Premium | Growth |
| Top Plan Cost Per Month | $By request | $165 |
Gusto vs Toast Features
 |  |
| Features | Gusto | Toast |
| Target Business Size | Mid size business | Enterprise |
| Unlimited Payrolls | ✔ | ✘ |
| Automated Tax Filing & Payments | ✔ | ✘ |
| E-sign I-9 & W-4 | ✔ | ✘ |
| Live Customer Support | ✘ | ✔ |
| Third-Party Integrations | ✔ | ✔ |
| Ability To Manage Employee Benefits | ✔ | ✘ |
| Employee Access To Platform | ✔ | ✘ |
| Direct Deposit | ✔ | ✘ |
| Expense Reimbursement | ✔ | ✘ |
| Time Off Accrual | ✔ | ✘ |
| Pre-Tax Deductions | ✔ | ✔ |
| Wage Garnishment | ✔ | ✘ |
| Background Checks | ✘ | ✘ |
| Check Printing | ✔ | ✘ |
| Check Delivery | ✔ | ✘ |
| API | ✘ | ✔ |
Gusto Simple Features
- Full-service single-state payroll including W-2s and 1099s
- Full support
- Employee profiles and self-service
- Basic hiring and onboarding tools
- Gusto-brokered health insurance administration
- Employee financial benefits
- Payroll and time-off reports
- Custom admin permissions
- Integrations for accounting, time tracking, expense management, and more
Toast Core Features
- Order & Table Management
- Reporting & Analytics
- Menu Management
- Digital Menus
- Mobile Payments
- Simple, flat rate
- Real-time fraud monitoring
- 24/7/365 Availability
- Installation & Network Configuration
- Automatic Feature & Software Upgrades
Gusto Premium Features
- Dedicated Customer Success Manager
- HR Resource Center
- Compliance alerts
- Access to certified HR experts
- Full-service payroll migration and account setup
- Health insurance broker integration
- R&D tax credit discount
- Waived fees and exclusive pricing
- Priority support
- Time Kiosk
Toast Growth Features
- Order & Table Management
- Reporting & Analytics
- Menu Management
- Toast Invoicing
- Simple, flat rate
- Real-time fraud monitoring
- 24/7/365 Availability
- Installation & Network Configuration
- Automatic Feature & Software Upgrades
- Toast Online Ordering
- Toast Delivery Services
- Toast TakeOut App
Gusto vs Toast Pro & Cons
| Gusto | Toast | |
| Pros |
|
|
| Cons |
|
|