Both Gusto and OnPay are leading payroll software solutions, but which one is better for you and your business?
Below we compare Gusto and OnPay across nearly 50 different data points to help you make find the right one.
Gusto vs OnPay Reviews
 |  |
| Gusto | OnPay | ||
| Trustpilot Rating | 3.4 | 4.1 | |
| Number of Trustpilot Reviews | 1927 | 220 | |
| iPhone App Rating | 4.8 | 1.8 | |
| Number of iPhone App Reviews | 11600 | 26 | |
| Android App Rating | 4.3 | not available | |
| Number of Android App Reviews | 5010 | not available |
Gusto vs OnPay Pricing
 |  |
| Gusto | OnPay | |
| Free Trial | n/a | Yes |
| Free Trial Length | n/a | 1 month |
| Cheapest Plan Name | Simple | n/a |
| Cheapest Plan Cost Per Month | $80 | $n/a |
| Mid Priced Plan Name | Plus | n/a |
| Mid Priced Plan Cost Per Month | $80 | $n/a |
| Top Plan Name | Premium | n/a |
| Top Plan Cost Per Month | $By request | $n/a |
Gusto vs OnPay Features
 |  |
| Features | Gusto | OnPay |
| Target Business Size | Mid size business | Mid size business |
| Unlimited Payrolls | ✔ | ✔ |
| Automated Tax Filing & Payments | ✔ | ✔ |
| E-sign I-9 & W-4 | ✔ | ✔ |
| Live Customer Support | ✘ | ✔ |
| Third-Party Integrations | ✔ | ✔ |
| Ability To Manage Employee Benefits | ✔ | ✔ |
| Employee Access To Platform | ✔ | ✔ |
| Direct Deposit | ✔ | ✔ |
| Expense Reimbursement | ✔ | ✘ |
| Time Off Accrual | ✔ | ✔ |
| Pre-Tax Deductions | ✔ | ✔ |
| Wage Garnishment | ✔ | ✔ |
| Background Checks | ✘ | ✘ |
| Check Printing | ✔ | ✔ |
| Check Delivery | ✔ | ✔ |
| API | ✘ | ✘ |
Gusto Simple Features
- Full-service single-state payroll including W-2s and 1099s
- Full support
- Employee profiles and self-service
- Basic hiring and onboarding tools
- Gusto-brokered health insurance administration
- Employee financial benefits
- Payroll and time-off reports
- Custom admin permissions
- Integrations for accounting, time tracking, expense management, and more
OnPay n/a Features
- Unlimited monthly pay runs
- Automated tax payments and filings
- Free W-2 and 1099 processing
- HR tools and software integrations
- Expert support whenever you need it
Gusto Premium Features
- Dedicated Customer Success Manager
- HR Resource Center
- Compliance alerts
- Access to certified HR experts
- Full-service payroll migration and account setup
- Health insurance broker integration
- R&D tax credit discount
- Waived fees and exclusive pricing
- Priority support
- Time Kiosk
OnPay n/a Features
n/a
Gusto vs OnPay Pro & Cons
| Gusto | OnPay | |
| Pros |
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| Cons |
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