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Papaya Global vs Toast: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Papaya Global and Toast are leading payroll software solutions, but which one is better for you and your business?

Below we compare Papaya Global and Toast across nearly 50 different data points to help you make find the right one.

 

Papaya Global vs Toast Reviews

Papaya GlobalToast
Trustpilot Rating2.63.8
Number of Trustpilot Reviews6885
iPhone App Rating04.1
Number of iPhone App Reviews067
Android App Rating04.3
Number of Android App Reviews0129

Papaya Global vs Toast Pricing

Papaya GlobalToast
Free Trialn/aYes
Free Trial Lengthn/an/a
Cheapest Plan NamePayroll Platform LicenseCore
Cheapest Plan Cost Per Month$150$110
Mid Priced Plan NameData and Insights Platform LicensePOS and Payroll
Mid Priced Plan Cost Per Month$150$110
Top Plan NameEmployer of RecordGrowth
Top Plan Cost Per Month$650$165

Papaya Global vs Toast Features

FeaturesPapaya GlobalToast
Target Business SizeEnterpriseEnterprise
Unlimited Payrolls✘✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✘✘
Live Customer Support✘✔
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✘
Employee Access To Platform✔✘
Direct Deposit✔✘
Expense Reimbursement✔✘
Time Off Accrual✔✘
Pre-Tax Deductions✔✔
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✘✘
Check Delivery✘✘
API✔✔

Papaya Global Payroll Platform License Features

  • Upgrade your payroll and payments technology without replacing your payroll partners
  • No need to rip and replace your existing payroll network
  • Quickest “Go Live” on the market

Toast Core Features

  • Order & Table Management
  • Reporting & Analytics
  • Menu Management
  • Digital Menus
  • Mobile Payments
  • Simple, flat rate
  • Real-time fraud monitoring
  • 24/7/365 Availability
  • Installation & Network Configuration
  • Automatic Feature & Software Upgrades

Papaya Global Employer of Record Features

  • Hire top talent anywhere
  • Build local teams in weeks, not months
  • Test new markets – without payroll liability

Toast Growth Features

  • Order & Table Management
  • Reporting & Analytics
  • Menu Management
  • Toast Invoicing
  • Simple, flat rate
  • Real-time fraud monitoring
  • 24/7/365 Availability
  • Installation & Network Configuration
  • Automatic Feature & Software Upgrades
  • Toast Online Ordering
  • Toast Delivery Services
  • Toast TakeOut App

Papaya Global vs Toast Pro & Cons

Papaya GlobalToast
Pros
  • Payment processing through Papaya Global is safe with GDPR and SOC Compliance and no third-party involvement.
  • High level of customization within the HRIS system.
  • Robust analytics for predictive analytics, financial forecasting and comprehensive insights.
  • Easy Processes
  • Customer Service
  • User Friendly
  • User Interface
  • Mobile App
Cons
  • Expensive compared to alternative PEO software solutions.
  • Papaya Global has an EOR aggregator model, meaning that it uses a network of ICPs, and does not own EOR subsidiaries or legal entities in the countries it services.
  • The solution lacks HR features commonly present in other PEO solutions, like performance monitoring and training management tools.
  • Customer Service
  • Not User Friendly
  • Need Improvements
  • Integration Issues
  • Expensive

Other Payroll Software Comparisons

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  • Remote vs EBS PaySuite
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  • Payfit vs Trolley
  • Roll by ADP vs ThePayStubs
  • OnPay vs SumoPayroll
  • PayCaptain vs Push Payroll
  • Wagepoint vs Greenshades
  • Rippling vs Roll by ADP
  • ThePayStubs vs PDS Vista Payroll

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