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OnPay vs Toast: Which Payroll Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both OnPay and Toast are leading payroll software solutions, but which one is better for you and your business?

Below we compare OnPay and Toast across nearly 50 different data points to help you make find the right one.

 

OnPay vs Toast Reviews

OnPayToast
Trustpilot Rating4.13.8
Number of Trustpilot Reviews220885
iPhone App Rating1.84.1
Number of iPhone App Reviews2667
Android App Ratingnot available4.3
Number of Android App Reviewsnot available129

OnPay vs Toast Pricing

OnPayToast
Free TrialYesYes
Free Trial Length1 monthn/a
Cheapest Plan Namen/aCore
Cheapest Plan Cost Per Month$n/a$110
Mid Priced Plan Namen/aPOS and Payroll
Mid Priced Plan Cost Per Month$n/a$110
Top Plan Namen/aGrowth
Top Plan Cost Per Month$n/a$165

OnPay vs Toast Features

FeaturesOnPayToast
Target Business SizeMid size businessEnterprise
Unlimited Payrolls✔✘
Automated Tax Filing & Payments✔✘
E-sign I-9 & W-4✔✘
Live Customer Support✔✔
Third-Party Integrations✔✔
Ability To Manage Employee Benefits✔✘
Employee Access To Platform✔✘
Direct Deposit✔✘
Expense Reimbursement✘✘
Time Off Accrual✔✘
Pre-Tax Deductions✔✔
Wage Garnishment✔✘
Background Checks✘✘
Check Printing✔✘
Check Delivery✔✘
API✘✔

OnPay n/a Features

  • Unlimited monthly pay runs
  • Automated tax payments and filings
  • Free W-2 and 1099 processing
  • HR tools and software integrations
  • Expert support whenever you need it

Toast Core Features

  • Order & Table Management
  • Reporting & Analytics
  • Menu Management
  • Digital Menus
  • Mobile Payments
  • Simple, flat rate
  • Real-time fraud monitoring
  • 24/7/365 Availability
  • Installation & Network Configuration
  • Automatic Feature & Software Upgrades

OnPay n/a Features

n/a

Toast Growth Features

  • Order & Table Management
  • Reporting & Analytics
  • Menu Management
  • Toast Invoicing
  • Simple, flat rate
  • Real-time fraud monitoring
  • 24/7/365 Availability
  • Installation & Network Configuration
  • Automatic Feature & Software Upgrades
  • Toast Online Ordering
  • Toast Delivery Services
  • Toast TakeOut App

OnPay vs Toast Pro & Cons

OnPayToast
Pros
  • Customer Service
  • User Interface
  • User Friendly
  • Pricing
  • Saves Time
  • Easy Processes
  • Customer Service
  • User Friendly
  • User Interface
  • Mobile App
Cons
  • Not User Friendly
  • Need Improvements
  • Slow
  • Customer Service
  • Room for Improvement
  • Customer Service
  • Not User Friendly
  • Need Improvements
  • Integration Issues
  • Expensive

Other Payroll Software Comparisons

  • Papaya Global vs Zelt
  • ADP vs PDS Vista Payroll
  • Deel vs Paymate
  • TriNet vs Superworks
  • Paycom vs Aruti
  • Zenefits vs Aruti
  • CloudPay vs PDS Vista Payroll
  • Remote vs Papaya Global
  • Papaya Global vs Payfit
  • PayCaptain vs Paycor

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