WooCommerce vs Shopify: Cost and Fees Calculator
Enter your volumes to compare estimated monthly costs and fees for WooCommerce and Shopify across the selling types both offer, using published US pricing.
Selling online (eCommerce)
Estimates combine processing fees and monthly subscriptions on the plans noted above. One-time hardware, setup, and add-ons are excluded. Rates are published or typical US pricing as of mid-2026 and may have changed.
How the WooCommerce vs Shopify calculator works, and how the two compare
WooCommerce is the free, open-source WordPress eCommerce plugin that powers roughly a third of all online stores. WooCommerce itself is free with no platform transaction fees; you pay for hosting (roughly $20 per month for quality managed WordPress hosting) and processing via WooPayments or Stripe at 2.9% + $0.30. Shopify is the leading dedicated eCommerce platform in the US, which also sells in person through Shopify POS. Shopify Basic is $39 per month at 2.9% + $0.30 online with Shopify Payments (Grow $105 at 2.7% + $0.30); in-person processing is 2.6% + $0.10 with POS Lite included in every plan, and POS Pro adds $89 per month per location.
How they are similar: Where they overlap: both WooCommerce and Shopify cover selling online, which is what this calculator compares. In both cases the bill is driven by a percentage of each sale plus any fixed per-transaction fee, which is why your average transaction size changes the effective rate as much as the headline percentage does.
How they differ: Only Shopify offers in-person card readers and a full POS system, so that side of the business is not part of this comparison. WooCommerce operates as free open-source software where you pay for hosting and processing rather than the platform itself, while Shopify operates as a subscription platform where you pay a monthly plan plus payment processing. WooCommerce gives you full ownership and zero platform fees forever, at the cost of managing hosting, security, updates, and plugins yourself; a realistic all-in build often lands at $60 to $80 per month. Shopify's strength is depth and ecosystem: the largest app store in commerce and true omnichannel selling, but third-party gateways trigger an extra 0.6% to 2% fee and app costs creep up at scale.
Assumptions used in this calculator
- WooCommerce is modeled on: Free plugin, roughly $20 per month hosting, 2.9% + $0.30 with WooPayments or Stripe.
- Shopify is modeled on: Basic $39 per month, 2.9% + $0.30 online with Shopify Payments.
- Rates are published or typical US pricing as of mid-2026 and change often; quote-based providers are modeled at representative rates. Always confirm current pricing with the provider.
- One-time hardware, setup, add-on apps, keyed-in transactions, international cards, and chargeback fees are excluded from the monthly figures.