Wix vs Square: Cost and Fees Calculator
Enter your volumes to compare estimated monthly costs and fees for Wix and Square across the selling types both offer, using published US pricing.
In-person card payments
Selling online (eCommerce)
Estimates combine processing fees and monthly subscriptions on the plans noted above. One-time hardware, setup, and add-ons are excluded. Rates are published or typical US pricing as of mid-2026 and may have changed.
How the Wix vs Square calculator works, and how the two compare
Wix is a drag-and-drop website builder with strong built-in eCommerce and its own Wix POS for selling in person. Wix Business plans run around $36 per month with no platform transaction fee and Wix Payments at 2.9% + $0.30 online; Wix POS handles in-person sales at 2.6% with retail kits from around $249. Square is an all-in-one flat-rate payments company covering card readers, full POS systems, and online stores. Square charges 2.6% + $0.15 in person on its free plan (readers from $59, Square Terminal $299), and 3.3% + $0.30 online on the free plan; paid plans at $49 and $149 per month lower those rates.
How they are similar: Where they overlap: both Wix and Square cover taking card payments in person with a card reader or terminal and selling online, which is what this calculator compares. In both cases the bill is driven by a percentage of each sale plus any fixed per-transaction fee, which is why your average transaction size changes the effective rate as much as the headline percentage does.
How they differ: Only Square offers a full POS system, so that side of the business is not part of this comparison. Wix operates as a subscription platform where you pay a monthly plan plus payment processing, while Square operates as flat-rate card processing with published per-transaction fees. Wix is the easiest all-in-one site builder with commerce attached: great templates and simple setup, though its app depth and scale headroom trail dedicated platforms like Shopify. Square is the strongest all-rounder: one account covers in-person, POS, invoices, and a free online store, with no monthly fee required to start.
Assumptions used in this calculator
- Wix is modeled on: Wix POS at 2.6% in person, retail kits from around $249, requires a Business plan; Business plan around $36 per month, 2.9% + $0.30 with Wix Payments, no platform fee.
- Square is modeled on: 2.6% + $0.15 in person, free plan, $59 reader; 3.3% + $0.30 online on the free plan (2.9% + $0.30 on paid plans).
- Rates are published or typical US pricing as of mid-2026 and change often; quote-based providers are modeled at representative rates. Always confirm current pricing with the provider.
- One-time hardware, setup, add-on apps, keyed-in transactions, international cards, and chargeback fees are excluded from the monthly figures.