Shopify vs ShopKeep (now Lightspeed): Cost and Fees Calculator
Enter your volumes to compare estimated monthly costs and fees for Shopify and ShopKeep (now Lightspeed) across the selling types both offer, using published US pricing.
Full POS system
Estimates combine processing fees and monthly subscriptions on the plans noted above. One-time hardware, setup, and add-ons are excluded. Rates are published or typical US pricing as of mid-2026 and may have changed.
How the Shopify vs ShopKeep (now Lightspeed) calculator works, and how the two compare
Shopify is the leading dedicated eCommerce platform in the US, which also sells in person through Shopify POS. Shopify Basic is $39 per month at 2.9% + $0.30 online with Shopify Payments (Grow $105 at 2.7% + $0.30); in-person processing is 2.6% + $0.10 with POS Lite included in every plan, and POS Pro adds $89 per month per location. ShopKeep (now Lightspeed) is a small-business POS that was acquired by Lightspeed in 2020; new signups are onboarded onto Lightspeed plans. ShopKeep no longer sells separately: former ShopKeep merchants are on Lightspeed, with plans from around $69 per month and processing at 2.6% + $0.10.
How they are similar: Where they overlap: both Shopify and ShopKeep (now Lightspeed) cover running a full point-of-sale system, which is what this calculator compares. In both cases the bill is driven by a percentage of each sale plus any fixed per-transaction fee, which is why your average transaction size changes the effective rate as much as the headline percentage does.
How they differ: Only Shopify offers in-person card readers and online selling, so that side of the business is not part of this comparison. Shopify operates as a subscription platform where you pay a monthly plan plus payment processing, while ShopKeep (now Lightspeed) operates as a point-of-sale platform where software subscriptions and card processing come as a package. Shopify's strength is depth and ecosystem: the largest app store in commerce and true omnichannel selling, but third-party gateways trigger an extra 0.6% to 2% fee and app costs creep up at scale. ShopKeep exists today as part of Lightspeed, so comparing it means comparing Lightspeed's current retail plans rather than the old ShopKeep price list.
Assumptions used in this calculator
- Shopify is modeled on: POS Pro $89 per month per location (plus your Shopify plan), 2.6% + $0.10, POS Terminal $349.
- ShopKeep (now Lightspeed) is modeled on: Now Lightspeed: from $69 per month, 2.6% + $0.10 processing.
- Rates are published or typical US pricing as of mid-2026 and change often; quote-based providers are modeled at representative rates. Always confirm current pricing with the provider.
- One-time hardware, setup, add-on apps, keyed-in transactions, international cards, and chargeback fees are excluded from the monthly figures.