Shopify vs Bluehost: Cost and Fees Calculator
Enter your volumes to compare estimated monthly costs and fees for Shopify and Bluehost across the selling types both offer, using published US pricing.
Selling online (eCommerce)
Estimates combine processing fees and monthly subscriptions on the plans noted above. One-time hardware, setup, and add-ons are excluded. Rates are published or typical US pricing as of mid-2026 and may have changed.
How the Shopify vs Bluehost calculator works, and how the two compare
Shopify is the leading dedicated eCommerce platform in the US, which also sells in person through Shopify POS. Shopify Basic is $39 per month at 2.9% + $0.30 online with Shopify Payments (Grow $105 at 2.7% + $0.30); in-person processing is 2.6% + $0.10 with POS Lite included in every plan, and POS Pro adds $89 per month per location. Bluehost is a major WordPress hosting company whose eCommerce answer is managed WooCommerce hosting. Bluehost's WooCommerce hosting runs around $12 per month (promotional pricing lower, renewals higher) with WooCommerce free and processing via WooPayments or Stripe at 2.9% + $0.30, no platform transaction fee.
How they are similar: Where they overlap: both Shopify and Bluehost cover selling online, which is what this calculator compares. In both cases the bill is driven by a percentage of each sale plus any fixed per-transaction fee, which is why your average transaction size changes the effective rate as much as the headline percentage does.
How they differ: Only Shopify offers in-person card readers and a full POS system, so that side of the business is not part of this comparison. Shopify operates as a subscription platform where you pay a monthly plan plus payment processing, while Bluehost operates as web hosting where the store itself is free open-source software (WordPress plus WooCommerce). Shopify's strength is depth and ecosystem: the largest app store in commerce and true omnichannel selling, but third-party gateways trigger an extra 0.6% to 2% fee and app costs creep up at scale. Bluehost sells the server, not the store: you assemble WordPress plus WooCommerce on its hosting, trading Squarespace-style simplicity for ownership and lower long-run platform costs.
Assumptions used in this calculator
- Shopify is modeled on: Basic $39 per month, 2.9% + $0.30 online with Shopify Payments.
- Bluehost is modeled on: WooCommerce hosting around $12 per month, processing 2.9% + $0.30, no platform fee.
- Rates are published or typical US pricing as of mid-2026 and change often; quote-based providers are modeled at representative rates. Always confirm current pricing with the provider.
- One-time hardware, setup, add-on apps, keyed-in transactions, international cards, and chargeback fees are excluded from the monthly figures.