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Xero vs OneUp: Which Accounting Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Xero and OneUp are leading accounting software solutions, but which one is better for you and your business?

Below we compare Xero and OneUp across nearly 50 different data points to help you make find the right one.

Xero vs OneUp Reviews

XeroOneUp
Trustpilot Rating4.3No Reviews
Number of Trustpilot Reviews6,232No Reviews
iPhone App Rating4.6No Rating
Number of iPhone App Reviews982No Reviews
Android App Rating4.33.9
Number of Android App Reviews12,400192

Xero vs OneUp Pricing

XeroOneUp
Free TrialYesYes
Free Trial Length30 days30 days
Cheapest Plan NameEarlySelf
Cheapest Plan Cost Per Month$42$29
Mid Priced Plan NameGrowingPlus
Mid Priced Plan Cost Per Month$42$29
Top Plan NameEstablishedUmlimited
Top Plan Cost Per Month$78$169

Xero vs OneUp Features

FeaturesXeroOneUp
Target Business SizeEnterpriseSmall
Tax HelpYesYes
Income & ExpensesYesYes
BookkeepingYesYes
Send InvoicesYesYes
Collect Payments Via Bank TransferYesYes
Collect Payments Via Credit CardYesYes
Recurring PaymentsYesYes
Enter BillsYesYes
Reconcile Bank TransactionsYesYes
Bank Account IncludedNoNo
Cash Flow ReportYesYes
W-9 + 1099 ManagementYesNo
Help With Sales TaxYesYes
Use Multiple CurrenciesYesYes
Expense TrackingYesYes
Payroll Software IntegrationYesNo
Tax DeductionsYesYes
Receipt CaptureYesNo
Mileage TrackingYesNo
Time ManagementYesNo
Inventory ManagementYesYes
User Access ControlsYesYes
Financial PlanningYesNo
Import/Export To & From ExcelYesYes
Free SupportYesYes
APIYesYes

List of Other Software Integrations

XeroOneUp
  • Stripe
  • Vend
  • Dext
  • GoCardless
  • Shopify
  • Square
  • Google Workspace

Xero Early Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • W-9 + 1099 Management
  • Sales Tax

OneUp Self Features

  • 1 USER
  • Invoicing
  • Accounting
  • Inventory
  • CRM
  • NO SUPPORT

Xero Established Features

NA

OneUp Umlimited Features

  • UNLIMITED USER
  • Invoicing
  • Accounting
  • Inventory
  • CRM
  • 1-ON-1 SUPPORT

Xero vs OneUp Pro & Cons

XeroOneUp
Pros
  • Competitively pricing plans
  • All plans support unlimited users
  • Most user-friendly accounting software
  • All plans offer the same features
  • Great mobile apps
  • Strong inventory and pricing tools
Cons
  • Multiple currencies only available for top plan
  • Lack of customer support call
  • Payroll is limited to 36 U.S. states
  • No payroll
  • No support on the starter plan
  • Limited reporting options

Other Accounting Software Comparisons

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  • gnucash vs Striven
  • Acclux vs OneUp
  • Kashoo vs Striven
  • HoneyBook vs Acclux
  • Sage Accounting vs Vic.ai
  • Kashoo vs AccountEdge Pro

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