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Xero vs Neat: Which Accounting Software Is Better?


Disclosure: We may earn commissions if you shop through the links below.

Last Updated: May 22, 2025

Both Xero and Neat are leading accounting software solutions, but which one is better for you and your business?

Below we compare Xero and Neat across nearly 50 different data points to help you make find the right one.

Xero vs Neat Reviews

XeroNeat
Trustpilot Rating4.34.8
Number of Trustpilot Reviews6,2322,361
iPhone App Rating4.64.1
Number of iPhone App Reviews98268
Android App Rating4.34
Number of Android App Reviews12,400204

Xero vs Neat Pricing

XeroNeat
Free TrialYesYes
Free Trial Length30 days14 days
Cheapest Plan NameEarlyStandard
Cheapest Plan Cost Per Month$42NA
Mid Priced Plan NameGrowingNA
Mid Priced Plan Cost Per Month$42NA
Top Plan NameEstablishedNo
Top Plan Cost Per Month$78NA

Xero vs Neat Features

FeaturesXeroNeat
Target Business SizeEnterpriseSmall
Tax HelpYesYes
Income & ExpensesYesYes
BookkeepingYesYes
Send InvoicesYesYes
Collect Payments Via Bank TransferYesYes
Collect Payments Via Credit CardYesYes
Recurring PaymentsYesYes
Enter BillsYesYes
Reconcile Bank TransactionsYesYes
Bank Account IncludedNoNo
Cash Flow ReportYesYes
W-9 + 1099 ManagementYesNo
Help With Sales TaxYesNo
Use Multiple CurrenciesYesYes
Expense TrackingYesYes
Payroll Software IntegrationYesNo
Tax DeductionsYesYes
Receipt CaptureYesYes
Mileage TrackingYesNo
Time ManagementYesNo
Inventory ManagementYesNo
User Access ControlsYesYes
Financial PlanningYesNo
Import/Export To & From ExcelYesYes
Free SupportYesYes
APIYesNo

List of Other Software Integrations

XeroNeat
  • Stripe
  • Vend
  • Dext
  • GoCardless
  • Shopify
  • QuickBooks
  • H&R Block
  • Quicken
  • TurboTax
  • Outlook
  • Campaign Monitor
  • MailChimp
  • Constant Contact

Xero Early Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
  • Short-term cash flow and business snapshot
  • W-9 + 1099 Management
  • Sales Tax

Neat Standard Features

  • Unlimited file storage
  • Data capture with human verification
  • Track your expenses
  • Easily filter and search for documents
  • File sharing and collaboration
  • Bank-level security encryption
  • Accessible from anywhere
  • Access to our Help Center Knowledge Base
  • Unlimited email & chat support

Xero Established Features

NA

Neat No Features

NA

Xero vs Neat Pro & Cons

XeroNeat
Pros
  • Competitively pricing plans
  • All plans support unlimited users
  • Most user-friendly accounting software
  • One single transparent pricing plan
  • 30-day money-back guarantee
  • Many receipt import options
Cons
  • Multiple currencies only available for top plan
  • Lack of customer support call
  • Payroll is limited to 36 U.S. states
  • Does not offer a monthly payment plan
  • Extra cost for reports
  • Lacking true accounting functionality

Other Accounting Software Comparisons

  • Zoho Books vs myBooks
  • Wave Accounting vs ZarMoney
  • FreshBooks vs Striven
  • Acclux vs Neat
  • Patriot Software vs Sage Accounting
  • LessAccounting vs Acclux
  • Striven vs TrulySmall Accounting
  • AccountEdge Pro vs Neat
  • gnucash vs myBooks
  • Sage Accounting vs Vic.ai

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